You have a lot of choice in deciding which services you want to cover. You will find, however, that the differences between the health plan one employer offers and the health plan another employer ... |
State laws that tell insurers what health coverage they have to offer are called state mandates. Some common examples include coverage for mammograms, alcohol and substance abuse, infant care, home ... |
In recent years, several states have enacted small employer market reforms that are designed to enable small employers to obtain health insurance at rates that are lower than rates that have ... |
Currently, there aren't any laws that set specific restrictions or establish guidelines for how long your employee has to wait before becoming eligible to participate in your health plan. Although ... |
All group health plans with at least two participants on the first day of the plan year who are current employees are covered by the federal Health Insurance Portability and Accountability Act ... |
Generally, when it comes to health benefits, you can cover whomever you want to cover. The most important thing to remember is that once you have established your rules, you must apply them ... |
Health Maintenance Organizations, better known as HMOs, are becoming the most prevalent type of health care offered by employers today. They are popular because they are relatively lower in cost than ... |
Preferred Provider Organizations, known as PPOs, are a cross between regular fee-for-service plans and HMOs. They ... |
Fee-for-service plans, also known as indemnity plans, are traditional insurance plans that give employees absolute freedom in choosing physicians and medical facilities. In return, insurance ... |
Major medical plans are a special type of fee-for-service plan. They are designed to provide protection against long-term chronic or catastrophic illness or ... |
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