A clumsy client trips on the antique oriental rug in your office, falls, and considers retiring on the proceeds of this misadventure. Or, your product is swallowed by a customer's dog, with the ... |
Liability implies negligence. If you permit a hazard to exist, you are negligent. An example is neglecting to remove the ice and snow from the sidewalk in front of your store. But these days, no ... |
Special forms of insurance are available to cover special needs. Among the most common of these special-purpose coverages are: |
Property insurance can make you whole in the event you sustain a loss to any business property, be it a truck, store fixtures, inventory, raw materials, and so on. If possible, you'll want to get ... |
To achieve success is one thing, to sustain it is another. Like housekeeping, identifying potential problems in your business is a daily chore. And often, once identified, some problems defy ... |
A lack of sufficient capital is the most common dilemma for a new business. Working capital is the source from which all cash blessings flow; it's the ... |
Managing your business finances is one of your most critical tasks. Are you getting your financial statements regularly? Are they complete, timely, and ... |
Many of the initial marketing problems experienced by new businesses involve miscalculations in one or more of the basics: |
Here are a series of suggestions for working smarter: |
Plan some "toes-up" time for yourself every week. The time demands of owning your own business will always be greater than you ever dreamed possible. If you fall into the trap of working seven days a ... |