SB Informer
Monday, March 5, 2007; 05:07 AM
The Credit Alternative Group, LLC today announced the release of The
Complete Credit Management Toolkit© 3.0. Consumers and small business
owners will find it so much easier to smartly manage their credit and
improve their score using this tool. "A credit score can affect the
interest rate a consumer will pay for a mortgage, car loan, credit
cards and determine if a small business owner can get approved for a
loan. Additionally, a score can impact whether an individual is offered
employment, approved for an apartment and how much premium he or she
will pay for homeowners and automobile insurance. Therefore, it's
crucial your consumer credit reports reflect the highest credit score
possible," says Morlino F. Morris, co-creator of the credit toolkit and
author of A Prescription For Financial Health.
Version 3.0 includes the new online feature, "Ask the Credit
Consultant." This feature saves time getting to the documents and
resource information needed to remedy a credit situation. Simply type
in a question and the Credit Consultant will direct you to the right
tools on the CD to use to better manage your credit, rebuild it and
raise your score. The user friendly opening screen allows users to
easily view documents and navigate it. Other new features of 3.0
includes Max, the easy to use credit toolkit tutorial guide, automated
debt & personal financial tools and more small business tools.
Company co-founder & co-creator of the credit toolkit, Lathea V.
Morris says, "The business tools included on the CD, makes it very
convenient for the average busy small business owner just to click to
the document of their choice."
Since the two company co-founders launched the first version of the
credit toolkit, getting feedback from customers has been vital to the
success of the CD. Their goal is to continually incorporate new
features and information that will better assist consumers in improving
their credit situation and knowledge about credit.
As a member of the Association of Credit and Collections Professionals
(ACA), The Credit Alternative Group has gained the knowledge necessary
to help clients navigate many sensitive credit issues. Although the
majority of collection agencies are honest and follow the law, some do
not which is why a collection agency category is included on the CD.
The credit toolkit continues to be a convenient tool for clearing up
errors and problem accounts. New real life credit scenarios have been
added, so users can see the communication process that led to the
removal of derogatory information off credit reports. "Many people are
perplexed when it comes to understanding the world of credit and credit
scoring. They don't know their rights nor what steps to take to improve
their credit situation. This is the reason why we included the
category, Credit Education Tools because the world of credit can often
be confusing. These tools help to unclutter the confusion," says
Morlino F. Morris.
To celebrate the release of The Complete Credit Management Toolkit©
3.0, the company is offering free shipping. For more information, visit
the company's website at www.TheCreditAlternative.com
To put your company brand on the CD, general questions about the CD and bulk prices, contact Tiffany Coleman at 800-851-3506.